Wealth to Cash Flow Calculator

($ 1.00 M)

How much you take out per year

How well your investments will do

Available spend

See more

Available spend on year 30

Nominal

$ 0

$ 0/mo

Inflation-adjusted

$ 0

$ 0/mo

Remaining capital (after 30 years)

Nominal

$ 0

Inflation-adjusted

$ 0

Explanation

  • You start with a capital of $ 1.00 M.
  • At the start of each year, you withdraw 4%.
  • You invest the rest and get a return of 10% per year.
  • This calculation excludes taxes. To include them, set "return" to your after-tax rate.
  • This is not financial advice. The future is unpredictable.

Facts

  • Earning 40.00 K per year means that you earn more than 28% of the households in the US.
  • The median US household income is $74,580. The average US male is 1.77 meters tall.
    If height were distributed like income, with an income of $ 40.00 K, you would be 0.95 meters tall. [source]
  • (Optional) Set the capital to more than 1 billion to get more facts

Templates

Lean FIRE

Capital

1.00 M

Withdrawal Rate

4 %

Coast FIRE

Capital

500.00 K

Withdrawal Rate

4 %

Fat FIRE

Capital

3.00 M

Withdrawal Rate

4 %

Barista FIRE

Capital

750.00 K

Withdrawal Rate

4 %

Elon Musk

Elon Musk

Capital

204.50 B

Floyd Mayweather

Floyd Mayweather

Capital

400.00 M

Bill Gates

Bill Gates

Capital

127.80 B

Oprah Winfrey

Oprah Winfrey

Capital

2.80 B

Donald Trump

Donald Trump

Capital

2.60 B

Warren Buffett

Warren Buffett

Capital

137.40 B

Lebron James

Lebron James

Capital

1.00 B

Jamie Foxx

Jamie Foxx

Capital

170.00 M

Chart

Adjust for inflation

Table

YearAvailable SpendingRemaining CapitalInflation (%)Available Spending (adjusted)Remaining Capital (adjusted)

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